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Certificate of Deposit (CDs)

A Certificate of Deposit is a secure and popular investment tool that offers a fixed interest rate over a specified period. Whether you're new to CDs or looking to renew one, here you'll find all the essential information and options to make an informed decision. Dive in to explore the benefits and discover how CDs can play a pivotal role in your financial growth journey

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Best CD Rates

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Best 1-Year CD Rates

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Best 3-Year CD Rates

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Best 2-Year CD Rates Best 4-Year CD Rates Best 3-Month CD Rates Best 6-Month CD Rates

Whether you are saving for a short-term or long-term goal, CD accounts offer a reliable way to earn interest. Comparing CD offers allows you to maximize your returns and find the best rates.

Certificates of Deposit, commonly known as CDs, are time-bound savings accounts banks and credit unions offer. Investors often find them attractive because they offer higher interest rates than traditional savings accounts. The catch? You lock in your money for a specified period, such as a few months or several years. CDs offer better returns in exchange for this commitment, making them a popular choice for those who want to grow their savings.

Top CD Providers

Capital One Logo
  • No minimum deposit or balance to open a CD
  • You decide when your CD interest is paid out
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OB_D_M_logo_Marcus
  • Minimum deposit: $500
  • 10-Day CD rate guarantee
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discover_l
  • Minimum deposit: $2500
  • No accounts fees
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synchrony logo
  • No minimum balance on all standard CDs
  • Increase your rate with a Bump-Up CD
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Quontic Online Bank Logo
  • Minimum deposit: $500
  • No monthly service fee
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Ally_l
  • No minimum deposit on all CDs
  • Higher earning potential with competitive rates
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