Mortgage Loans Articles

Debt-To-Income Ratio for A Mortgage

The Debt-to-Income (DTI) Ratio is a financial metric lenders use to gauge a borrower’s ability to manage monthly p...

Mortgage Rates Forecast for 2023: Will Mortgage Rates Go Down?

(Updated: 26/9) Navigating mortgage rate trends in 2023 is essential for both homebuyers and current homeowners, with ma...

How to Purchase a Second Home with a Veterans Affairs Loan

There are many reasons you might be considering purchasing a second home. Perhaps it’s to live somewhere warmer fo...

How Long Does It Take To Buy A House: The Timeline

Getting ready to buy a house is an exciting milestone. Below, we will look at the typical timeline of the home-buying pr...

How to Negotiate a House Price: A Buyer’s Guide

Real estate negotiations can be a daunting experience, especially for first-time buyers. Learning how to negotiate the p...

Home Buying Checklist: 10 Steps to Buying a House

Anything you can do to make the home-buying process easier on yourself is worth doing. That includes understanding from ...

Mortgage Rates Forecast: Housing Market Predictions for 2024

As we approach 2024, the housing market continues to be a topic of intense interest and speculation. With a mix of high ...

How Refinancing Your Mortgage Could Work for You

When you were younger, you thought your student loan was the biggest decision you’d ever make. Fast forward a few year...

Exploring Balloon Payments: The Risks and Rewards

Understanding the structure of balloon loans is important to make more informed financial decisions. They differ signifi...