We receive advertising fees from the brands we review that affect the ranking and scoring of such brands.
Advertiser Disclosure

Continental Bank Reviews


bestfor-icon Good for high-yield savings accounts

Written by Angela Mae

About Continental Bank | Read More


LS Score







Visit site
Opening Hours Opening Hours drop-down-btn
Mon-Fri 9AM-5PM MT
Contact Information Contact Information drop-down-btn
  • customerservice@cbankus.com
  • (888) 858 7054
  • Headquarters: 15 W South Temple Suite 300, Salt Lake City, UT 84101
Social Media Social Media drop-down-btn

Continental Bank Online Banking Review

Continental Bank currently provides online banking services specifically tailored to commercial businesses. These financial services include business CDs, business checking and savings accounts, and money market accounts. The bank also offers different types of financing for small and medium businesses, including real estate and equipment financing solutions.

Continental Bank Online Banking Highlight

No minimum

Min Deposit


Other Fees

Online Banking Savings

No minimum

Min Deposit


Min Balance


Min APY Savings

Online Banking Checking

No minimum

Min Deposit

Max 0.10%

Min APY Checking

Business Online Banking

No minimum

Min Deposit


Min Balance

Min 1%

Min APY Business

Pros & Cons

  • con-icon Competitive APY
  • con-icon No fees
  • con-icon Low opening balance
  • con-icon Limited options currently
  • con-icon No joint account

Account types

  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)



Account Term (if applicable)
High-Yield CD ($25,000 Minimum)

1 year – 0.75%

3 years – 1.10%

5 years – 1.40%

Liquidity CD 10-month term – 0.13%
Business Savings 0.15%-0.25%
Business Checking 0%-0.10%
Money Market Deposit Account 0.20%

Features Benefits & Rewards

  • Different tiers available to fit your business needs
  • Account can connect to Intuit QuickBooks
  • Savings account and money market account both have daily compounding interest

Continental Bank - Opening An Account

Continental Bank is currently in the process of creating personal bank accounts for individuals. For now, however, they only offer banking services to commercial individuals (i.e., businesses).

To open an account for a business, head over to their Business Checking Page. Click “Apply Now” to start the online process. You’ll have the option to choose which type of account you’d like to open. When choosing a checking or savings account, you’ll also be asked to select the tier you’re interested in. From there, follow the prompts to complete your application for the account.

To be eligible for any of these accounts, you’ll need to be:

  • US citizen or resident alien
  • 18+ years of age
  • Authorized to open the account on behalf of the business
  • A control person within the business

If you’re applying for a CD, fill out a quick application. This requires:

  • Your name
  • Business entity name
  • Federal tax identification number
  • Address
  • Personal email and phone number
  • Desired term
  • Amount
  • Entity type (ex., trust)

After applying, simply wait for a response from the team.

State Availability

- Available in all states

Written by Angela Mae

Angela Mae is a personal finance writer specializing in loans, debt management, investing, retirement planning, and financial literacy. She comes from a journalistic background and pulls from hands-on experience and deep-dive research to breathe life into her stories. Her goal is to help others achieve financial stability and independence. When not writing, she can be found traveling, honing her yoga skills, hiking, or exploring new means of healthy, sustainable living.



What services does Continental Bank offer?

Continental Bank offers SBA financing, online CDs, business equipment financing, business real estate, and lines of credit. They do not provide many personal banking services or other financial products like auto or mortgage loans.

Is it possible to customize an HOA loan?

Yes, you can get an HOA loan tailored to your business’ needs.

Who does Continental Bank primarily serve?

The bank’s main customers are small and medium-sized business owners seeking financing for real estate, equipment, and other business needs.

Customer Support

Continental Bank is fairly responsive. But it can take a while to connect with a real person on the phone, especially if you call during peak business hours. Their representatives are friendly and helpful, though. When you call, there’s also an automated system that can help with basic queries.
The bank isn’t accredited or rated on Better Business Bureau. However, they have 4.8 stars on Google with mostly positive reviews.

Privacy & Security

Continental Bank is transparent about their privacy and security measures. They collect general user information, such as the type of device you use to access their website and IP address, to improve your experience. They may also collect personal information, such as your SSN or contact details. This typically occurs when you apply for a particular service or product. As for security, Continental Bank uses Service Providers to safeguard potentially sensitive data.

In Conclusion

Continental Bank is a well-established financial institution that mainly provides financing for small and medium-sized businesses across the country. This includes equipment purchases, real estate lines of credit, and a business checking account. They’ve also built a reputation for themselves as an SBA Preferred Lender of both 504 and 7(a) loans.

The bank has also started to expand into personal banking, including a high-yield savings account and Certificates of Deposit. Their options are still somewhat limited, but the ease of use might make up for that.

Brand Disclaimer

“Continental Bank”, “we”, “our”, or “us” means Continental Bank and its agents or assigns worldwide. Continental is committed to respecting your privacy, and we take the responsibility of protecting your personal and financial information seriously. This Online Privacy Statement (“Statement”) applies to www.cbankus.com, including the web sites, features, applications, online services, and functionality available via www.cbankus.com that post a link to this Statement, whether accessed via computer, mobile device or otherwise (collectively, the “Site”), and explains how Continental collects, uses, and shares information from or about you when you visit the Site. The Site is owned or controlled by Continental and Continental is the commercial operator of this Site, although software, hosting, and other functions and content may be provided by Continental service providers (“Service Providers”), or other companies affiliated with Continental or merely in a business relationship with Continental.