Found Review
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Found Reviews

Angela Mae Watson


Angela Mae Watson

No credit check. No required or hidden fees
No credit check. No required or hidden fees
About Found

Launched in 2019, Found offers business owners access to third-party services and products that make online banking easier and smarter. What sets Found apart from the competition is that they focus primarily on self-employed individuals. Their main goal is to help entrepreneurs handle the financial paperwork that comes with running a business, such as estimating taxes and keeping track of expenses. That way, they can save time and focus on running their business.









Found Online Banking Review

Found specializes in providing an all-in-one business banking solution for small businesses, LLCs, and self-employed individuals. They have a business checking account, a debit card, and various financial tools to help with tracking expenses and managing taxes throughout the year.

Found Online Banking Highlights


Any atm that accepts mastercard



Account Type

  • Business

Features Benefits & Rewards

  • Bonus Incentive – Earn cash back for using Found Debit Card.
  • Referral Program – Receive up to $400 a year for referrals.
  • Direct Deposit Bonus – Receive cash for direct deposits.
  • Flight Program Terms – Certain people are eligible for up to $2,000 in bonuses.

Account Types

Found specializes in providing an all-in-one business banking solution for small businesses, LLCs, and self-employed individuals. They have a business checking account, a debit card, and various financial tools to help with tracking expenses and managing taxes throughout the year.

Found Plus

Found Plus is a subscription-based service that provides customers with advanced business tools. These tools include unlimited category rules, custom bookkeeping categories, transaction tags, and photo receipt capture and bookkeeping details export. Customers can also pay their quarterly taxes through Found Plus and earn an APY bonus on their account balance. Priority customer support is available to subscribers. Along with these advanced features, Found Plus also offers standard features such as a business debit card, expense and income tracking, auto-save for taxes, personalized invoice creation, and no hidden fees.

Opening An Account with Found

To open a business account, simply fill out the application on the main page. This will take a few minutes and does not affect your credit score. Be prepared to provide the following information:

  • Legal name
  • Address
  • Date of birth
  • SSN
  • Phone number
  • Email address
  • Estimated annual income (this year)
  • Details regarding your tax situation

You may be required to provide additional information regarding your identity.

Lendstart - Found business online banking, phase #1
Step 1

Once you’ve completed the application, it can take up to 48 hours to activate the account. It takes 5 to 7 business days, on average, to receive your Found business debit card.

State Availability

Available in all states

Privacy & Security

On Found’s security page, they go into detail about how they keep consumer information safe and secure. Their databases, as well as their backups, use Advanced Encryption Standards. The company also uses real-time monitoring and will send an alert if they find anything abnormal. Furthermore, Found has 24/7 fraud monitoring and will notify you of any strange transactions.

Found also ensures their payment partners are PCI-DSS certified, which helps safeguard any payment details. Accounts are also FDIC-insured up to $250,000 through Piermont Bank.

On the legal side, the company’s privacy page indicates that they can collect users’ personal information. This may include contact information, Social Security Number, employment or income data, tax information, etc. The information mainly comes from creating an account or using Found’s online banking services. Found uses it to improve their services, process and prepare forms, develop new features, and so forth.

Customer Support

Found has two main communication options: email (found at the bottom of the website) and an online help form. Once you reach out to them, expect to receive a response within 1 or 2 business days.

Online, Found is BBB accredited with an A+ rating but few online reviews. On Trustpilot, the company has a company page with 4.5 out of 5 stars. Many reviews indicate the company has helped them run the financial side of their business more efficiently.

Phone Support
(888) 845-0131
Mon - Fri
7:00 AM - 7:00 PM PST
Sat - Sun
9:00 AM - 5:00 PM PST

In Conclusion

Found provides useful financial tools and a business checking account for self-employed individuals and small business owners. The company strives to make online banking and managing financial tasks like estimating taxes as simple as possible.


Why is having a business checking account necessary?
For freelancers and self-employed individuals, using a personal checking account or online services like PayPal for payments and invoicing can make doing taxes complicated. Having a dedicated checking account for business purposes simplifies things. It also makes it easier to separate your business income from your personal income.
Which apps can connect to the Found app?
It’s possible to connect apps like PayPal, Square, QuickBooks, Venmo, eBay, and Uber to the Found app.
Is the Found app available on Apple and Android devices?
Yes, the app is available on both the Google Play and Apple App Store.

Found Disclaimer

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard®️ debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. Warranty Disclaimers. THE SERVICES ARE PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND. WITHOUT LIMITING THE FOREGOING, WE EXPLICITLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. We make no warranty that the Services will meet your requirements or be available on an uninterrupted, secure, or error-free basis. We make no warranty regarding the quality, accuracy, timeliness, truthfulness, completeness or reliability of any Content.


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Angela Mae Watson

Angela Mae is a personal finance writer specializing in loans, debt management, investing, retirement planning, and financial literacy. She comes from a journalistic background and pulls from hands-on experience and deep-dive research to breathe life into her stories. Her goal is to help others achieve financial stability and independence. When not writing, she can be found traveling, honing her yoga skills, hiking, or exploring new means of healthy, sustainable living.