Mutual of Omaha offers a variety of mortgage options to fit the needs of different homebuyers. Some of the types of mortgages they offer include FHA, USDA, VA, Jumbo, fixed-rate mortgages, adjustable-rate mortgages. The terms of these mortgages may vary, but they are generally more competitive than standard. To qualify for a mortgage with Mutual of Omaha, borrowers must meet certain requirements such as having a good credit score and sufficient income.
Mutual of Omaha Mortgages Review
Mutual of Omaha Mortgage offers a wide range of mortgage products and services to help individuals and families finance their homes. With a focus on personalized solutions and exceptional customer support, Mutual of Omaha Mortgage is committed to helping its customers find the right mortgage to meet their individual needs and goals. Whether you are a first-time homebuyer, looking to refinance your existing mortgage, or in need of a jumbo or government-insured loan, Mutual of Omaha Mortgage has the experience and expertise to help.
Mutual of Omaha Mortgages Highlights
MORTGAGE AMOUNT
min $150,002
REPAYMENT TERM
Up to 30 years
MIN CREDIT SCORE
500
APR FIXED RATE
Min 5.3%
ORIGINATION FEE
None
PREPAYMENT FEE
None
UNDERWRITING FEE
None
OTHER FEES
Yes
SOFT CREDIT PULL
Yes
NMLS
1025895
LENDER TYPE
Direct
Pros & Cons
- Mutual of Omaha Mortgage offers competitive interest rates and flexible loan terms to help customers save money on their mortgage.
- The company provides personalized support and guidance to help customers choose the right mortgage product to meet their individual needs and goals.
- Mutual of Omaha Mortgage offers a range of loan programs, including conventional, jumbo, and government-insured loans, as well as refinance options.
- The company has a strong reputation for providing exceptional customer service and support throughout the mortgage process.
- Mutual of Omaha Mortgage may not be available in all areas, so customers may need to seek out alternative lenders if they live in an area where the company does not operate.
- The company's loan programs and rates may vary, so customers may need to shop around to find the right mortgage product and terms to meet their needs.
- Mutual of Omaha Mortgage may have stricter eligibility requirements for some of its loan programs, which could make it difficult for some customers to qualify.
Mortgage Type
- Mortgage Purchase
- Mortgage Refinance
- Fixed
- Adjustable
- Home Improvement
- Home Equity Loan
- Home Equity Line of Credit
- FHA
- USDA
- VA
- Jumbo
Mutual of Omaha Mortgages Terms & Requirements
How to Apply
The process of applying for a mortgage with Mutual of Omaha Mortgage can be done online, in-person, by phone, or by email. To apply online, you can visit the Mutual of Omaha Mortgage website and complete an online application form. If you prefer to apply in person, you can visit a Mutual of Omaha Mortgage branch and speak with a loan officer. Alternatively, you can apply by phone or email by contacting a loan officer and providing the necessary information. Regardless of the method you choose, the loan officer will guide you through the application process and help you determine which mortgage option is right for you.
Step 1
where are you in the process
Qualification Requirements
- Sufficient income to make monthly mortgage payments
- Employment and income verification
- Down payment (usually a percentage of the total loan amount)
- Debt-to-income ratio within acceptable limits
- Closing costs and other fees associated with the loan
Note: Requirements may vary depending on the specific loan program. It is important to check with loan officers for specific requirements.
Required Information
To get started with the prequalification process for a mortgage with Mutual of Omaha Mortgage, you can contact a loan officer either online, by phone, or in person. The loan officer will ask you to provide information, which will be used to determine your eligibility for a mortgage and help the loan officer recommend the best loan option for your situation. The prequalification process is designed to be quick and easy, and the loan officer will be available to answer any questions you may have.
Required documents
- Name, address, and phone number
- Social security number
- Proof of identity, such as a driver’s license or passport
- Credit score
- Proof of income, such as pay stubs or tax returns
- Desired loan amount
- Information about the property you wish to buy, such as the address and purchase price
State Availability
Available - Alabama, Alaska, Arizona, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
Not Available - Colorado, New York, Texas.
Not Available - Colorado, New York, Texas.
Privacy & Security
Mutual of Omaha has a very good track with keeping its customers happy. It has been in operation for more than a century, meaning that it really has stood the test of time. Any documents or information that you share with Mutual of Omaha will be carefully handled and protected.
Mutual of Omaha has extensive security measures in place, as well as having an A+ rating with the Better Business Bureau. It holds licenses with all of the relevant authorities in every state in which it operates.
Customer Support
Mutual of Omaha Mortgage is committed to providing exceptional customer support to help its customers find the right mortgage solution for their needs. The company offers a dedicated team of customer service representatives who are available to assist customers with any questions or concerns they may have throughout the mortgage process.
Phone Support
1-800-24-RATES
Email Support
customerservice@mutualmor...
Social Media
In Conclusion
In conclusion, Mutual of Omaha Mortgage is a leading provider of home financing solutions. The company offers a wide range of mortgage products and services to meet the diverse needs of its customers. Mutual of Omaha Mortgage’s main selling point is its focus on providing personalized solutions and support to help customers find the right mortgage to meet their needs. The company differentiates itself from the competition through its focus on customer satisfaction and its commitment to offering a wide range of products and services.
FAQ
Mutual of Omaha Mortgage offers a wide range of mortgage products, including conventional, jumbo, and government-insured loans, as well as refinance options.
You can contact Mutual of Omaha Mortgage's customer support team by phone, live chat on their website, email, or by visiting their offices. Their contact information can be found on the company's website.
Yes, Mutual of Omaha Mortgage offers online application and account management options to help customers easily apply for and manage their mortgage. These tools can be accessed through the company's website.
Mutual of Omaha Disclaimer
Mutual of Omaha Mortgage Inc. (“Mutual of Omaha Mortgage”) respects the privacy of visitors of mutualreverse.com and all sites and mobile applications, if any, linking to this On-Line Privacy Policy (“Policy”) (collectively “sites”). This Policy applies to these sites and explains how Mutual of Omaha Mortgage may collect, use and share information about you from our sites. We encourage you to read our Policy before using the sites. By visiting our sites, you are agreeing in advance to the current and future terms of this Policy, and we have the right to use your information as described in this Policy. If you do not wish to agree to these terms, you should leave the site.
In addition to this Policy, Mutual of Omaha Mortgage’s written Consumer Privacy Notice (Consumer Privacy Notice) further describes how we collect, use, and share personal information (defined below) shared with us, such as when you apply for or purchase our products and services becoming our customer.
Disclosure
This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.
9.7
LS SCORE
10
CREDIBILITY
10
SUPPORT
9.0
ACCESSIBILITY
Email Support
customerservice@mutualmortg...
Social Media
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