Zigzy Mortgage offers several types of home loans and refinancing options, including conventional loans, FHA loans, and cash-out refinance loans. This is primarily done through Zigzy’s Buyer Accepted program, which is funded through their direct lending division, New American Funding.
The advantage of going this route is that it can help you become a cash buyer. This could save you money – if the seller is willing to sell below the asking price – and make it easier to buy property.
Zigzy Mortgages Terms & Requirements
Zigzy Mortgage offers a variety of home loans and refinancing options. Unlike many direct lenders and marketplaces, the rates, terms, and eligibility requirements are not clearly indicated. You’ll need to apply or speak with a representative to get specific details on the financing options.
With that in mind, most mortgage lenders require basic contact, financial, and credit information (credit score). You will also need to indicate whether you have a real estate agent, as well as the estimated price of the property you want.
Zigzy does not provide cash offers for manufactured homes, condos, or new construction.
Once you’ve completed this form, click “Submit” and wait to receive a quote or preapproval.
At this stage, you don’t need to create an account or provide any documentation. Zigzy’s network of partners may contact you about mortgage loans, real estate services, or related services via phone, email, or regular mail. From there, the process depends on the specific company.
To receive a quote from Zigzy, you don’t need to provide any documents. You will, however, need to disclose some basic information. This includes your name, contact information, estimated credit score, and some details about the property you want to buy.
Applying for a home loan may require additional information and documentation, such as proof of income/employment and a credit check. Certain loans may require more documentation.
Available - Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
Not Available - Hawaii, New York.